• One-Time Close - Only One Application
• Finance up to 100% of Construction Costs with required Equity in Lot
• Lower Closing Costs
• 680 Minimum Scores (Middle)
• 95% MAX LTV -
  based off "Subject To" Appraised Value
• 10-40 Year Amortizations available
• Conforming Programs Only
• Contractor Approval Requirements
• Competitive Construction Rates/Terms
• Perm Lock Upfront up to 360 Days (12 Months)
• Capped Rate Floatdown to Current Rates at Completion
• Primary Residence, 2nd Home Only, No Investment Property

 >> New Construction Financing - Construction/Perm

• Minimum Credit Score = 660
• Single Application Process
• Dual Loan - Two Closings
• Builder subject to Approval
• Construction Term - Prime + 1.00 Floating
• Financing to 95% of Appraised Value
• No Long-Term Lock Options
• Perm is locked 45 days prior to completion
• Only Two Draw Schedules Available

Pre-Approvals can take 48 to 72 Hours